Private Health Exercise Physiology Mordialloc | HICAPS | Beachside EP
Private Health Insurance · Mordialloc

Use your extras cover for Exercise Physiology — no referral needed.

Most extras cover policies include Exercise Physiology rebates. Depending on your policy and annual limits, you may be able to claim back a significant portion of your session costs.

Book Your First Appointment Or call 0409 051 260
No referral needed — book directly and claim through your insurer

Private health and Exercise Physiology

Your extras cover may already include Exercise Physiology.

Exercise Physiology is recognised as an allied health service by all major Australian health funds. If you hold an extras cover policy, you may be entitled to a rebate on some or all of your session costs — with no GP referral required.

At Beachside EP we offer HICAPS on-the-day claiming, which means your rebate is processed instantly at the time of your appointment. You simply pay the gap, if any.

The rebate you receive depends on your fund, your level of extras cover, and how much of your annual limit you have already used. We recommend checking with your insurer before your first appointment.

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No GP referral requiredBook directly with Beachside EP and claim through your health fund
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HICAPS on-the-day claimingYour rebate is processed instantly at your appointment — just pay the gap
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All major funds acceptedMedibank, Bupa, HCF, NIB, CBHS, Australian Unity and more

Step by step

How to use your private health cover at Beachside EP

Four simple steps to start claiming Exercise Physiology through your extras cover.

1

Check Your Extras Cover

Call your insurer or log in to your member portal and look for Exercise Physiology under allied health. Check your annual limit and remaining balance.

2

Book Your Appointment

Contact Beachside EP directly — no GP referral required. We will confirm your appointment and answer any questions about claiming.

3

Claim on the Day

We process your claim through HICAPS at the time of your appointment. Your rebate is applied instantly and you pay only the gap.

4

Continue Your Program

Use your remaining annual limit across as many sessions as you need, up to your policy cap. Annual limits typically reset on 1 January.

HICAPS on-the-day claiming

No waiting for your rebate. It happens right here.

HICAPS is the instant health fund claiming system used at Beachside EP. No paperwork, no waiting — your rebate is deducted from your session fee on the spot.

Bring your physical health fund card or use your fund's digital card
Your rebate is calculated and applied instantly at the time of payment
You pay only the gap — the difference between the session fee and your rebate
A receipt is provided for your records — no separate claim required
Works with all major Australian health funds

Before your first appointment

What to check with your insurer.

Every policy is different. A quick call to your health fund or a few minutes in their member portal will tell you exactly where you stand before you book.

Does your extras cover include Exercise Physiology as an allied health benefit?

What is your annual limit for Exercise Physiology and how much have you already used this year?

What is your rebate per session? This determines your out-of-pocket gap.

Is there a waiting period if you recently joined your fund or upgraded your policy?

Does your policy cover both individual and group Exercise Physiology sessions?

When does your annual limit reset? Most funds reset on 1 January.

Accepted health funds

We accept all major Australian health funds.

Beachside EP processes claims through HICAPS for all major health funds. If your fund is not listed below, call us to confirm — we accept virtually all Australian insurers.

Medibank
Bupa
HCF
NIB
CBHS
Australian Unity
HBF
Defence Health
Teachers Health
Nurses & Midwives
Latrobe Health
TUH
Police Health
ACA Health
Peoplecare
And many more

Costs and out-of-pocket

What will Exercise Physiology cost with private health?

Your rebate

Depends on your policy

Your rebate per session is set by your health fund and the level of your extras cover. Higher-tier policies typically return more per visit.

Your out-of-pocket gap

Session fee minus rebate

You pay the gap between our session fee and your fund's rebate. Some policies cover the full fee — call your insurer to find out.

Call us on 0409 051 260 to confirm our current session fees before you book. We are always upfront about pricing with no surprises.

No lock-in. No obligation.

Zero risk to find out if we can help.

We never pressure clients into long-term programs. If we are not the right fit, we will tell you honestly and point you in the right direction.

  • We will tell you honestly if we cannot help, with no obligation whatsoever
  • Start with a single session with no long-term commitment required
  • No referral needed to make your first enquiry or call
  • HICAPS on-the-day claiming — no paperwork, no waiting
  • Fully accredited Exercise Physiologists registered with ESSA

Frequently asked questions

Private health and Exercise Physiology: common questions

Does private health insurance cover Exercise Physiology?
Most extras cover policies include Exercise Physiology as an allied health benefit. The rebate you receive depends on your fund, your policy tier, and how much of your annual limit you have already used. Contact your health fund to confirm your entitlements before booking.
Do I need a GP referral to use my private health cover?
No. Unlike Medicare, private health insurance does not require a GP referral. You can book directly with Beachside EP and claim your rebate through your insurer on the day of your appointment via HICAPS.
What is HICAPS and how does it work?
HICAPS is the instant health fund claiming terminal used in most allied health clinics. At Beachside EP, your rebate is processed at the time of your appointment — you simply present your health fund card, the claim is submitted electronically, and you pay only the remaining gap. No receipts to post, no forms to fill in.
How much will my rebate be?
Rebates vary by fund and policy. Basic extras cover typically returns less per session than mid- or top-tier policies. Your health fund's app, member portal, or customer service line will tell you your exact rebate amount and remaining annual limit.
Is there a waiting period before I can claim?
Many health funds impose a waiting period for allied health benefits when you first join or upgrade your policy. Common waiting periods are 2 to 6 months. Check with your insurer to confirm whether a waiting period applies to your situation.
When do my annual limits reset?
Most Australian health funds reset annual extras limits on 1 January each year. Some funds use a different anniversary date — check with your insurer. Any unused limit from the previous year generally does not carry over.
Can I combine private health insurance with Medicare?
Generally, you cannot double-claim the same session through both Medicare and private health insurance. However, if you have a Medicare Chronic Disease Management plan, your remaining sessions can be split across funding sources across the calendar year. Call us to discuss your specific situation.

Southeast Melbourne

Private health Exercise Physiology near you

Based in Mordialloc, Beachside EP serves clients from across the Bayside and Kingston areas of southeast Melbourne. Most clients reach us within 10 to 20 minutes.

Mordialloc Mentone Cheltenham Moorabbin Parkdale Aspendale Edithvale Chelsea Carrum Bonbeach Frankston Kingston Dingley Village Braeside Heatherton

Ready to use your extras cover?

Check your policy, then book directly with Beachside EP. No referral needed. We will handle the HICAPS claim on the day so you can focus on your health.

Book Your First Appointment Call 0409 051 260

Other ways we can help

Medicare Funding options NDIS Exercise Physiology Funding options DVA Exercise Physiology Funding options My Aged Care Funding options WorkCover Funding options Telehealth Sessions Exercise Physiology online Diabetes Management Conditions we treat Cardiac Rehabilitation Conditions we treat Chronic Pain Conditions we treat About Beachside EP Our team & clinic Pricing Session fees For GP Referrers Refer a patient
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